1. There are a limited number of programs offering direct loans to individuals from the Federal government. Most Federal government programs provide funds to state and local governments or other organizations to manage the distribution of assistance.
2. You will need to learn how to write a proposal. There are several aids available.
3. Look for assistance for a program that meets your needs.
4. Know what you are looking for.
5. Try what others are looking for in the top 10% page.
6. When you find a program/programs that you are looking for contact the person or office listed in the program. You will also want to look at applying for Federal Assistance as well as developing and writing grant proposals.
7. You will need Adobe Acrobat Reader to download the Standard Form 424 application for Federal assistance. You can download the regular version Adobe Acrobat Reader, or download the text-only version of Adobe Acrobat Reader. Go to http://12.46.245.173/pls/portal30/catalog.FAQ_DYN.show Note: Individual programs may require other forms or additional documentation.
8. Make sure to look for application deadline.
9. Contact the agency to determine:
• Applicability of your proposal/project.
• Availability of funds or assistance.
• Answers to any questions you may have.
10. Know the types of assistance.
• Formula Grants- Allocations of money to states or their subdivisions.
• Project Grants-Project grants can include fellowships, scholarships, research grants, training grants, experimental and demonstration grants, evaluation grants, planning grants, technical assistance grants, survey grants and construction grants.
• Direct Payments for Specified Use-Financial Assistance from the Federal government provided directly to individuals, private firms, and other private institutions to encourage or subsidize a particular activity.
• Direct Payments with Unrestricted Use- Financial assistance from the Federal government provided directly to beneficiaries who satisfy Federal eligibility requirements with no restrictions being imposed on the recipient as to how the money is spent. Included are payments under retirement, pension and compensatory programs.
• Direct Loans-Financial assistance through the lending of Federal money for a specific period of time, with a reasonable expectation of repayment. These loans may or may not require interest.
• Guaranteed/Insured Loans-The Federal government makes arrangements to (indemnify) a lender against part or all of any defaults by those responsible for repayment of loans.
• Insurance-Financial assistance provided to assure reimbursement for losses sustained under specific conditions. Coverage may be applied directly by the Federal government or through private carriers and may or may not involve the payment of premiums.
• Sale, Exchange, or Donation of Property and Goods-Programs which provide for the sale, exchange or donation of Federal real property, personal property, commodities, and other goods including land, buildings equipment, food and drugs. Not included are the loan of, use of, or access to Federal facilities or property.
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